Laws of the People's Republic of China

Letter of China Banking Regulatory Commission concerning the Approval to Japan Michinoku Bank Ltd. to Close up Its Wuhan Representative Office

Michinoku Bank, Ltd. Japan,

The letter which was signed by Kazuo Harada, president of your bank, and was addressed to this Commission on December 15, 2006 has been received by this Commission.

You are hereby approved to close up your Wuhan Representative Office according to the Measures on the Administration of Foreign-funded Financial Institutions' Representative Offices in China (Order No. 8, 2002 of the People's Bank of China),. Please carry out the related cancellation formalities according to the related provisions.

China Banking Regulatory Commission

February 14, 2006